Tri-County Trust Company
 

Home Loans

        Tri-County Trust knows that choosing a home can be both exciting time as well as stressful!  That’s why we make the mortgage loan process as stress-free and enjoyable as possible.  Our friendly loan officers will ask some questions to find out what you long and short term goals are and then will offer some of our great mortgage options that will best help you meet them.

  • You can call or e-mail your loan officer anytime you have questions or need advice
  • Once we get your application and verification documents we will be able to make a decision on your loan in minutes.
  • We offer easy to understand explanations of our loan options to help you make an informed decision

Want to apply on-line? Click here for more information and our application.

Here is what to expect when completing our easy application on-line:

  1. Our application will ask you questions about the home you are purchasing or refinancing as well as your finances, this should take about 20 minutes to complete.  As soon as you submit your application one of our loan officers will be in touch with you with-in 24-48 hours to answer any questions you may have. Your loan officer is a mortgage expert and will provide help and advice through-out your mortgage experience. At this time you will know if your mortgage has been conditionally approved and the additional information we will need for final approval. 

  2. If your application is conditionally approved there are some documents we will need from you and co-applicants (if any) to verify the information you provided about your finances during the online application:
    • Previous years tax returns
    • 1 months paystubs
    • Proof of Insurance (Home Owners)

    Once we receive this information we will notify you with in 24-48 hours of the final decision on your loan and what the next steps will be.

  3. We will contact you to coordinate a closing date and answer any additional questions you may have.

That’s it!!  Apply Now and you will be on your way to the most convenient home loan ever!

 

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